When an insurance company fails to act in an honest and fair way toward a policyholder, it is said to be acting in bad faith. Too often, an insurer denies a valid claim, agrees to pay only a portion of the actual value of a claim, or delays payment for months or even years. These actions can compound your problems and create additional financial woes.
At Kustoff & Phipps, L.L.P., in San Antonio, Texas, we represent individuals and businesses whose insurance companies have failed to provide the coverage or defense specified in their insurance policies:
Any individual can bring a civil action against an insurance company when he or she has not been adequately protected or reimbursed according to his or her policy. This type of claim can be brought against companies writing policies for auto, health, life, disability and medical malpractice insurance.
Insurance bad faith is a breach of contract. When insurance companies engage in bad faith, they can sometimes be compelled to pay punitive damages. Do not wrestle with your insurance provider or a third-party insurance provider over a denied claim on your own. Put our years of professional experience on your side.
We help put individual policyholders on an even playing field versus deep-pocketed insurance companies. Unlike some law firms that aim to settle quickly with an insurance provider and take their share, we don’t rush to reach a settlement until we are confident it is the full amount you deserve.
We have earned a reputation throughout the state as tough litigators who will go to trial for their clients. As a result, we often obtain a fair settlement offer early in pretrial negotiations.
If you have questions regarding an insurance matter you are dealing with, call our San Antonio insurance litigation attorneys at 210-614-9444 or email us to schedule a free consultation.
Most of our cases are taken on a contingency basis, which means you do not pay for our services unless we recover a financial settlement for you, either through negotiations or a court judgment.